PayJoy, which helps customers with no credit history buy smartphones on installment plans by turning the smartphone into collateral, raises $20M (Anna Irrera/Reuters)

PayJoy, which helps customers with no credit history buy smartphones on installment plans by turning the smartphone into collateral, raises $20M (Anna Irrera/Reuters) PayJoy, which helps customers with no credit history buy smartphones on installment plans by turning the smartphone into collateral, raises $20M (Anna Irrera/Reuters) Reviewed by Contributer on May 29, 2019 Rating: 5

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